

A Trusted Credit Union for Transportation Employees
Hours of Operations
Monday to Friday: 9:30 am–3:30 pm
The Credit Union is closed on the below dates:
2025 Federal Holiday Schedule
Wednesday, January 1, 2025
Monday, January 20, 2025
Monday, February 17, 2025
Friday, April 18, 2025
Monday, May 26, 2025
Thursday, June 19, 2025
Friday, July 4, 2025
Monday, September 1, 2025
Monday, October 13, 2025
Tuesday, November 11, 2025
Thursday, November 27, 2025
Friday, November 28, 2025
Wednesday, December 24, 2025
Thursday, December 25, 2025
Wednesday, December 31, 2025
Board of Directors
Dale Rieder — President
Dave Orlowski
Tony Garrett
Ralph Deranek
Supervisory Committee
Ryan Candler — Chairman
Charlene Nelson
Rick Sobczak
Ralph Deranek
**Vacant Supervisory Seat
We are always seeking motivated volunteers! If you are interested in being a volunteer, please call the credit union!
Dividend Rates
$500.00 – $250,000.00 at 0.10%
Minimum account balance of $500 required to earn dividends.
(Dividend rates are paid monthly and subject to change at month end.)
Share Certificates
Certificate Specials
Give us a call to hear our current Certificate Specials!
Standard Certificates
24 months at 2.0%
36 months 3.0%
Minimum of $5,000 required to open
Freedom Certificate
6 months 0.50%
12 months 1.00%
Minimum of $5,000 required to open
Deposits — You may make deposits of $1,000 or more into your Freedom CD at any time. We advise the total amount of your regular share account and CD account combined to not exceed $250,000. Anything over this amount is not insured by the NCUA.
Withdrawals — You are allowed one withdrawal per month from your Freedom CD with a minimum of $1,000.
Withdraw Penalty of $50 applies.
Our field of membership includes:
Transpo employees and their immediate family members.
Mission Statement: Putting our members first for over 75 years and ensuring the growth of our credit union to continue to serve families present and future.
South Bend Transit Federal Credit Union is a member-owned nonprofit financial institution.
We provide services to persons working/retirees from Transpo and their immediate family members. Once a member, always a member.
The board of directors is made up of four members who have been elected from the membership of the credit union. There is a four-member supervisory committee that is appointed by the board of directors. All the volunteers give their time freely and receive no compensation.
South Bend Transit FCU's Privacy Disclosure
South Bend Transit FCU's Article 4A Disclosure

Sarah Ladouceur
Credit Union Manager/Treasurer
Latosha Goodman
Teller/ Loan Officer
Ashlyn Kannenberg
Teller/Loan Officer
[email protected]